The rooms are quieter. The house feels bigger. And suddenly, you're wondering what's next for YOUR future.

Empty nesting isn't just an emotional transition; it's a financial opportunity waiting to be explored. From smart downsizing decisions to redirecting those “kid expenses” into your retirement, this life change opens doors you might not have considered.

This blog article is a very practical one! I’ve outlined a checklist of things to do in the years before you retire; specifically, five years, three years, and one year before retirement. 

Whether this describes you or someone you care about, this is one you don’t want to miss. Take a look and see if you or your loved one is on track: 

Is there anything better than summer in Minnesota!? And a good old-fashioned road trip is one excellent way to take it all in and enjoy your surroundings. Today’s article is proof that we don’t have to go far for some wonderful journeys. 

Minnesota offers a wealth of scenic drives perfect for a summer road trip. Here are five top routes I’d recommend that showcase the state's natural beauty, charming towns, and rich history.

Big news for Minnesota teachers! The state recently passed major pension reforms that could give you more retirement flexibility. Once you have 30 years of service, you might be able to retire earlier with better benefits. 

Want to know if this affects your retirement plans? In my latest article, I broke down these changes and how they could impact your future. Take a look!

Does being “Minnesota Nice” mean spending money in social situations that you don’t feel comfortable spending? What do you do when you are asked to split the check unfairly, contribute to a group gift that you weren’t expecting, or go out to eat at an expensive restaurant that will stretch your finances this month? 

Let’s talk about the Minnesota Nice guide to saying “no” to unnecessary spending.

Let’s explore why teacher appreciation matters and offer practical ways for both parents and community members to show their support.

We all have a responsibility to plan for what happens to our money after we die. Estate planning can save your loved ones plenty of trouble after you’ve passed, make clear your personal wishes, and give you certainty at the end of your life. 

Let’s cover a basic checklist of the things you (and your loved ones) should consider, in order to have a complete estate plan in place. Take a look at these seven steps: 

Did you know that the IRS often changes contribution limits on an annual basis? These are caps that the government puts on specific funds, setting an amount you cannot exceed of tax-deferred money for your future. 

Keep in mind that we are not tax professionals, so we recommend that you work with your tax advisor for specific questions related to your annual tax filings. Today’s blog provides helpful information about the 2025 IRS Contribution Limits. Take a look: